Welcome to LucretiaPinnock.com. Here you will find real estate listings for the Pinehurst, Fort Bragg and Southern Pines areas and all other areas in Moore County!  

HAPPY NEW YEAR!!! 2012 has begun and we are ready to help YOU find a great house here in the Moore County area! There are wonderful homes for sale here in Southern Pines, Pinehurst, Whispering Pines, Aberdeen, Pinebluff, Vass, Cameron, and Seven Lakes! There are some great values in our Gated Golf Course communities such as The Country Club of North Carolina, The National, Mid South Club, Seven Lakes - North, South and West, Pinewild, and Woodlake.
We hope that you enjoy this website and find it helpful. We invite you to explore www.PinehurstHomeSearcher.com and www.SearchMooreCountyHomes.com as well.
We want to provide excellent tools and service to our clients!
We wish you all of the best in 2012 and beyond! We are looking forward to serving you in the near future!
 

How to Pay Off

REAL ESTATE 411 INFORMATION & MORE - How to Pay Off Your Mortgage Faster 

42% of Americans say that their mortgage is the debt they most want to eliminate. (Source DEX One Corporation/Harris Interactive)
A mortgage is often the largest debt that one undertakes and as a result, many homeowners look to pay it off as soon as they can. In addition to reducing overall debt, paying off your mortgage early enables you to purchase a second home or investment property. Try one of these strategies to reduce your mortgage principal.
Make bi-weekly mortgage payments
Bi-weekly payments involve 26 half-payments each year instead of the standard 12 full payments. By making 13 full payments each year, you'll pay down the3 principal sooner and reduce the amount of interest you’ll pay over the long run.
Increase your mortgage payment
You can also increase the amount you pay towards the principal of the payment each month. Most people have higher incomes a few ears into their mortgage than they did when they first took it out. Keeping your payment on par with your increases in income will help reduce your mortgage amount significantly and may also reduce the amount of your monthly payment over time.
Make additional payments
If bi-weekly payments or increasing your monthly mortgage payment are not feasible, for you to make extra payments when you can. If you have extra money at the end of the year, put it toward your principal.
Refinance with a shorter-term mortgage
If you have a 30-year mortgage, you can refinance the loan for 10, 15, or 20 years. While the payments will be higher each month, you’ll be able to pay the loan off much sooner.
1 in 3 homeowners own their homes free and clear (Source> US Census Bureau)
Do you have the cash available to pay down the debt? If you’ve accumulated 6 months in emergency reserves and have paid off other loans and credit cards, your mortgage should be the next debt you target.
Will you have enough cash to save for retirement and other financial goals?
How long do you plan to stay in the home? It may make more sense to keep your money liquid and not tied up in a home you might selling a few years.  

Lucretia Pinnock Pinnock Real Estate & Relocation Services
115 E. Pennsylvania Ave. Southern Pines, NC 28387
910-692-6767 office 910-215-6957 mobile
allpinehurst@gmail.com www.PinehurstHomeSearcher.com 

LIFE HERE IN MOORE COUNTY OFFERS...
The pure, dry air.
The pure, soft water.
The mild climate.
The perfect drainage.
The aroma of Pines.
The abundance of sunshine
The freedom from care.
The out-door life.
The pleasant associates.
The hearty appetite
The natural sleep
The absolute freedom from mud, 

If you can not come, send a friend! 

These words brought a smile to my face. This was true when written by Mr. John T. Patrick, the founder of Pinebluff and the State Commissioner of Immigration in the early part of the 1900¡¦s and they are true today!  

As Mr. Patrick said, If you can not come, send a friend!¡¨ 

NEWS FLASH!!!
Moore County, North Carolina was just selected by ING and America's Promise Alliance as 1 of the 100 Best Communities for Young People! This is a great award and another reason that the Moore County area is such a great place to live. Moore County includes the towns of Pinehurst, Southern Pines, Aberdeen, Whispering Pines, Seven Lakes, Vass, West End, Woodlake, Cameron, Carthage and Robbins as well as rural areas. Some of the reasons for the award were the programs and partnership in business, Moore County Schools, Operation Military Kids, Moore County 4-H Youth, and Teens against Tobacco Usage. Recognition is great and living here is wonderful!

Call us with any questions about our area or homes that are for sale. It will be our pleasure to provide information and assistance!

Your friends at Pinehurst Home Searcher
Lucretia Pinnock and Melinda Ringley 

Lucretia Pinnock
Pinnock Real Estate & Relocation Services, Inc
115 E. Pennsylvania Ave.
Southern Pines, NC 28387
910-692-6767 office
910-215-6957 cellular
www.PinehurstHomeSearcher.com
I'm always here to help. 

Sincerely yours, 

Lucretia Pinnock 

For homes listed in our MLS, we invite you to browse through our other website. It is easy to use. You are in charge of your search www.PinehurstHomeSearcher.com
We are always standing by to assist you with your search and it will always be our pleasure to be of service to you.  

Happy Days Are Here Again!